Professional Liability Insurance
Professional Liability Insurance, aka Errors & Omissions or Malpractice Insurance, is insurance commonly needed by professional services firms, and companies in other industries, to protect against negligence claims, failure to deliver goods, or for fiduciary reasons. This type of insurance pays financial losses and investigation expenses when a claimant alleges a material loss as a result of dealings with your company. Coverage can be customized to the needs of various companies. For example, for a music licensing company we included a form to protect against accusations regarding intellectual property violations. For construction companies, professional liability provides coverage for workmanship.
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