Contractors Liability Insurance
235 Insurance writes general contractor’s liability insurance that qualifies your entity for a business license with the City of Chicago as a registered general contractor. For Class C, D, and E licenses, our minimum premium is $2,300 per year. Our go-to program from an A+ rated provider includes coverage for bodily injury to subcontractors and direct payroll. We will train you all the risk management procedures to follow to keep your premiums low on an annual basis, and pass audit.
For artisan contractors such as plumbers, HVAC, carpentry, and so on, 235 Insurance writes same-day coverage for most classes of business with minimum premiums for $1MM insurance starting at $100/month. It is very important for subcontractors to carry adequate insurance limits or you will pose financial risk to general contractors who hire you, which may prevent you from winning bids.
Review the City of Chicago General Contractor’s Liability Insurance Requirements